Strategist

Strategist is an Index Annuity that gives your clients guaranteed participation in index growth and a broad selection of indexes to choose from. It’s available in 5, 7 and 10-year guarantee periods.

Introducing the Multi-Year Guaranteed Index Annuity, the index annuity that fulfills the promise of index annuities. In exchange for your client’s commitment to a fixed period of time, Strategist guarantees:

• A Participation Rate that is set at issue and will not change
• No Caps or Spreads
• A choice of diverse market indexes
• Choice of Crediting Method

Strategist has an easy-to-understand structure that rewards your client’s commitment to a period of 5, 7 or 10 years. It has none of the complicated formulations that enable liquidity but reduce potential return. There are no caps or spreads. The Participation Rate is guaranteed. The crediting method – point-to-point or highest anniversary – is chosen by the client and written into the contract. The result is an Index Annuity with real world performance that keeps the promise made – but seldom fulfilled – by Index Annuities.

Strategist can also be combined with Standard Life of Indiana’s other annuities to provide the balance of growth potential and liquidity your client needs. The portion of their savings that goes into Strategist will provide the high growth potential of a market investment without downside risk. The portion your client puts into a multi-year guaranteed annuity can provide liquidity and a high, fixed rate of interest.