Total Command

The Total Command annuities are the most flexible wealth accumulation vehicle Standard Life of Indiana offers. Total Command enables you to offer your clients a high-value, highly adaptable annuity with a guaranteed interest rate, in durations from 3 to 10 years.

Each duration is a single premium deferred annuity that gives your customers the chance to maximize credited interest rate by declining product liquidity features they may not need. Designed to maximize customer value, Total Command has increased interest bands at $25,000, $250,000 and $1 million so that you can compete for business at all levels. (Call (800) 767-7749 for details on interest rates and commissions.)

Most annuities require you to sell a “bundle” of liquidity features, even if they’re not something your client needs. The Total Command annuities are designed as a high-value, long-term savings vehicle, and if your client needs liquidity options they can be added at the cost of a slight decrease in credited interest rate.

The optional features include:

• Terminal Illness/Nursing Home
• Account Value on Death
• 10% Free Withdrawal
• Preferred 10% Free Withdrawal
• Required Minimum Distribution
• Accumulated Interest Withdrawal
• 72(t) Withdrawal

With Total Command, you can add only the features your client truly values, and you’re able to do it in a duration that is exactly what fits into your client’s financial plan.